State Availability & Legal Differences

Availability varies by state

Payday loans, cash advances, installment loans, and other small-dollar credit products are regulated differently across the United States. Some states permit particular products subject to limits; others restrict or prohibit certain structures.

Geographic content is not an offer

The existence of a state, county, or city page on this website is for geographic and informational organization only. It does not mean a payday loan or other specific product is legal, offered, or available there.

Provider responsibility

A provider is responsible for determining whether it may offer a product in your state and for presenting the disclosures and terms required for that product. Verify the provider's identity and any applicable state license or registration before proceeding.

Terms can differ

Maximum amounts, minimum and maximum terms, fees, APRs, repayment methods, cooling-off periods, database checks, and rollover rules can differ by jurisdiction and may change over time.

Check current information

Before accepting an offer, review the provider's current disclosures and your state regulator's current rules rather than relying solely on a general web page.