PaydayLoans.Epigenome-Noe.net (the “Site”) is an online loan request service operated by Payday Linet LTD, Dallas, Texas (“Payday Linet,” “we,” “us”). Loans, rates and credit decisions are provided by participating lenders.
Who makes the loan
The Site does not offer or make loans and does not make credit decisions. Your request is passed to participating lenders and lending partners. A lender that makes you an offer is responsible for the loan, its terms and its disclosures.
No guaranteed offer or funding
Submitting a request does not guarantee that you will receive an offer, be approved, receive a particular amount or APR, or receive funds by a particular time. Funding times depend on the lender and your bank.
Your information
Payday Linet LTD does not collect, store or sell your personal information. The request form is operated by a third-party partner, and what you enter goes directly to it and to lenders in its network under the privacy notice shown with the form.
Terms are set by the lender
Lenders decide eligibility, verification, rates, fees, repayment terms and funding. The binding terms are those in the lender’s loan agreement, shown to you before you accept. Lenders may check your credit with a credit bureau or a specialty consumer reporting agency.
Cost of short-term credit
Payday and other short-term loans can be expensive and are meant for short-term needs, not long-term financial solutions. Compare the total repayment amount with alternatives, and borrow only what you can repay on time. Late or missed payments can lead to fees, collection activity and harm to your credit. See Responsible Borrowing.
State availability
Loan products, amounts and costs vary by state, and some products are not available in every state. City and state pages describe local rules and figures; they do not mean that every product is offered in that location. See State Availability.
Compensation
We may be paid by lenders and lending partners. See How We Make Money and our Advertising Disclosure.
Contact
Payday Linet LTD, Dallas, Texas. Email: [email protected]. Please do not send Social Security numbers, bank login details or full account numbers by email.