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Payday Loan Rules in Idaho
Allowed – high-cost payday
| Maximum amount | Up to $1,000; also ≤25% of gross monthly income |
|---|---|
| Loan term | No simple statutory max term in NCSL summary |
| Rate / fee rule | No simple APR cap in payday statute summary |
| Regulatory basis | Idaho Code §28-46-401 et seq. |
Key Rules
- Income-based principal cap applies
Regulatory reference: review the cited regulator or statute summary. State rules can change; confirm current terms before borrowing.
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