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Payday Loan Rules in Georgia
Traditional payday prohibited
| Maximum amount | N/A |
|---|---|
| Loan term | N/A |
| Rate / fee rule | Payday lending prohibited |
| Regulatory basis | O.C.G.A. §16-17-1 et seq. |
Key Rules
- Georgia Payday Lending Act prohibits the classic payday model
Alternative Loan Options in Georgia
- Licensed installment loan
- credit-union PAL
- bank small-dollar loan
- EWA
Regulatory reference: review the cited regulator or statute summary. State rules can change; confirm current terms before borrowing.
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