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Payday Loan Rules in Florida
Allowed – regulated payday
| Maximum amount | $500 single-payment; $1,000 installment |
|---|---|
| Loan term | 7–31 days single; 60–90 days installment |
| Rate / fee rule | Single-payment fee ≤10%; installment fee ≤8% of outstanding balance biweekly |
| Regulatory basis | Fla. Stat. §560.402 et seq. |
Key Rules
- Only one deferred presentment transaction at a time
- verification/database rules
- no prepayment penalty on installment option
Regulatory reference: review the cited regulator or statute summary. State rules can change; confirm current terms before borrowing.
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