Get Cash in a Moment, OH USA
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Payday Loan Rules in Ohio
Reformed short-term installment
| Maximum amount | Up to $1,000 |
|---|---|
| Loan term | Generally 91 days–1 year; shorter only if payment-to-income test met |
| Rate / fee rule | Interest ≤28% + capped monthly maintenance/origination fees; total fees/charges ≤60% of original principal |
| Regulatory basis | Ohio Rev. Code §§1321.35–1321.48 |
Key Rules
- Recommended term based on verified income
- written contract and capped charges
Alternative Loan Options in Ohio
- Credit-union PAL
- bank small-dollar loan
- licensed installment/personal loan
Regulatory reference: review the cited regulator or statute summary. State rules can change; confirm current terms before borrowing.
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