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Payday Loan Rules in Colorado
Reformed / low-cost payday-style credit
| Maximum amount | Up to $500 |
|---|---|
| Loan term | Minimum 6 months |
| Rate / fee rule | APR capped at 36% |
| Regulatory basis | Colo. Rev. Stat. §5-3.1-101 et seq.; UCCC |
Key Rules
- Colorado UCCC governs consumer credit
- payday-style loans are installment-based and capped
Alternative Loan Options in Colorado
- Credit-union PAL
- bank small-dollar loan
- licensed installment/personal loan
Regulatory reference: review the cited regulator or statute summary. · NCSL 50-state payday lending summary State rules can change; confirm current terms before borrowing.
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