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Payday Loan Rules in Washington
Allowed – regulated payday
| Maximum amount | Up to $700 or 30% of gross monthly income, whichever is lower |
|---|---|
| Loan term | Up to 45 days |
| Rate / fee rule | Fee ≤15% first $500 + 10% above $500 |
| Regulatory basis | RCW Ch. 31.45 |
Key Rules
- Max 8 payday loans in any 12 months
- statewide database
- installment-plan rights if borrower cannot repay on due date
Regulatory reference: review the cited regulator or statute summary. · NCSL 50-state payday lending summary State rules can change; confirm current terms before borrowing.
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