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Payday Loan Rules in Utah
Allowed – high-cost payday
| Maximum amount | No statutory principal cap in NCSL summary |
|---|---|
| Loan term | Rollover/interest period cannot extend beyond 10 weeks |
| Rate / fee rule | No additional interest may be collected after 10 weeks on outstanding principal |
| Regulatory basis | Utah Code §7-23-101 et seq. |
Key Rules
- Borrower-requested rollovers only
- 10-week ceiling on extended payday debt
Regulatory reference: review the cited regulator or statute summary. State rules can change; confirm current terms before borrowing.
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