About Us

PaydayLoans.Epigenome-Noe.net (the “Site”) is an online loan request service operated by Payday Linet LTD, Dallas, Texas (“Payday Linet,” “we,” “us”). Loans, rates and credit decisions are provided by participating lenders.

What we do

We run a free online loan request service. You fill in one short form, participating lenders and lending partners review it, and you decide whether to accept an offer. Depending on your state, requests can lead to payday, installment or personal loan offers from licensed lenders. We publish state and city pages with the rules, costs and local figures that matter before you borrow.

Who writes and checks our content

John Terlons holds an MBA in Finance from Harvard and has 15 years of experience in consumer lending and financial products. He plans, writes and reviews the loan guides, state pages and city pages on this site, and is responsible for keeping fees, rate limits and state rules in line with the primary sources listed on each page: state statutes and regulators, the Consumer Financial Protection Bureau, the National Credit Union Administration and the U.S. Census Bureau.

Our standards

  • Figures come from primary sources, and each page lists them.
  • We do not promise approval, funding times or “no credit check” loans.
  • Lenders must show the APR and total cost before you sign, and you are never obliged to accept an offer.

Read our Editorial Policy, How We Make Money and Advertising Disclosure.

Contact

Payday Linet LTD, Dallas, Texas. Email: [email protected]. Please do not send Social Security numbers, bank login details or full account numbers by email.