Payday Loans in La Luz (Otero County) NM Online 24/7, Cash Advance

Payday Loans and Cash Advances in La Luz, New Mexico

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La Luz, NM: Local Financial Snapshot

City-level ACS data

Local economic and housing context for La Luz. Figures use the latest 2020–2024 American Community Survey 5-Year release available for small-area comparison.

Population (ACS 2020–2024)1,797

Median household income$46,65527.2% below New Mexico

Median gross rent / month$76528.3% below New Mexico

Median rent share of income36.7%6.6 pp above New Mexico

Poverty estimate15.0%2.8 pp below New Mexico

Unemployment rate26.4%20.4 pp above New Mexico

Median household income in La Luz is $46,655, 27.2% below the New Mexico median. Median gross rent is $765 per month, 28.3% below the statewide median. Among renter households paying cash rent, the median gross-rent share of household income is 36.7%, 6.6 percentage points above New Mexico. The ACS poverty estimate is 15.0% and the unemployment rate is 26.4%. These community-level figures are context for comparing household costs with a loan's full repayment amount; they do not predict approval, pricing, or individual borrowing demand.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-Year. Tables B01003, B19013, B25064, B25071, B17001 and B23025. City-level payday-loan volume is not consistently published for every U.S. locality, so no local borrowing count is estimated here.

Locations in La Luz, NM

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Payday Loans in La Luz, NM